How can I get auto financing?

The financial arms of some automakers have pulled back on car loans. But many banks and credit unions will lend to buyers with good credit. Compare rates with those available through a dealer. To boost your credit rating, reduce debt, avoid late payments, and fix errors in your credit reports. Note that many lenders now require down payments of about 20 percent.

See our car buying advice section for buying and financing advice, calculators, and more.