As General Motors goes through Chapter 11 bankruptcy proceedings, it can be a tough decision whether to buy a model now. GM will continue to offer deep discounts on its new models, and its dealers are likely willing to negotiate further to reduce their swelling inventories.

Don’t be swayed by the deals alone. Do your research to ensure you are targeting a good, safe, and reliable vehicle. Consumer Reports recommends many GM models, such as the Buick Lucerne, Cadillac DTS, Chevrolet Malibu and Silverado, Pontiac Vibe, Saab 9-5, and Saturn Aura. (Consumer Reports’ New Car Price Reports can aid your negotiations, by revealing the hidden dealer costs.)

Chapter 11 removes some uncertainty for consumers. We expect that GM will be around for years to come, however Hummer, Pontiac, Saab, and Saturn will no longer be part of the corporate family. Choosing a model from these brands carries more risk to the consumer regarding resale values and parts availability, though these models can likely be serviced by other GM brands and independent dealers.

A consideration for all GM shoppers is that during the government-aided restructuring, there may be diminished consumer protection, as was the case with Chrysler. Further, GM will be dramatically reducing its dealer body by not renewing more than 1,000 franchises. Unlike with Chrysler, GM has not made this list public, so consumers do not know if their local dealer will be there 18 months from now.

Good deals are available, just make sure you consider the full picture before buying.

To get answers to the most common questions and concerns about GM’s bankruptcy, visit our Auto Crisis hub .

—Jeff Bartlett