Q: I have health care coverage, but I get offers in the mail for accidental death and dismemberment policies and for additional hospital coverage, which would pay regardless of whether my regular insurance paid. Are they useful? —Betsy Lyman, Boyertown, PA

New sunscreen requirements from the Food and Drug Administration may make it easier for you to understand what you're buying. Before you shop for sunscreen, understand the terms you might find on packages and check our new sunscreen Ratings.

What dangers lurk in your backyard? Especially for young children, the risks range from the obvious (mowers and tractors) to the unexpected (poisonous plants). Here are the major danger zones--and how to minimize your child's risk this summer:

Some of hungry partygoers at your Memorial Day gathering this weekend might be crying out, Where's the beef!?! But from a food-safety perspective, a more salient question is, How well done is the beef?

Of the sunscreens in our new Ratings, two may be better choices for children and pregnant women. One is a Coppertone lotion, the other an Equate sunscreen sold in Walmart. Here's why they make good options.

Yes. Not all pharmacies offer the full array of vaccines recommended for overseas travel. But if one in your area provides that service, it's certainly a safe, convenient way to get the immunizations you need to help you stay healthy on your trip.

Miso, the main ingredient in that cloudy broth you may have had in Japanese restaurants, is relatively high in sodium, with about 630 milligrams per tablespoon. So if you are prone to high blood pressure, you might want to use the ingredient in moderation. But miso has a number of benefits that can make it part of a healthy diet, even if you are watching your blood pressure.

Buying sunscreens without first checking our sunscreen Ratings could leave you red in the face—and elsewhere on your body, too. Here's what you need to know before you buy any sunscreen.

Lots of websites sell eyeglasses these days. Many offer substantial discounts compared with the likes of eyewear chains (LensCrafters, Pearl Vision) and doctor offices and independent shops, potentially saving you hundreds of dollars off a complete pair of glasses.

Testosterone drugs such as Androgel 1.62% and Axiron increase the risk of heart attacks, strokes, and other cardiovascular events in men who take the drugs. Children accidentally exposed to testosterone can experience early puberty, and women who touch the stuff can experience acne and the growth of body hair. Need another reason to steer clear of the drugs? Consider this: The gels are flammable.

Q. I have a water purifier in my fridge and one in my sink. Is there a way to verify that they're working? A.L., Columbus, Ga.

Not from your vet. They sharply mark up their drug prices, and tack on a $5 to $15 dispensing fee, according to the American Animal Hospital Association. For many pet meds, a better bet is your local pharmacy.

Ever since the major video game platforms (the Nintendo Wii U, Sony PlayStation 3, and Microsoft Xbox 360) added motion-controlled gaming, players have been jumping off the couch and moving more than their trigger fingers. But say you're new to the world of games and are more interested in fitness than collecting virtual coins or battling digital aliens. Which console should you buy?

Angelina Jolie's announcement this week that she had both breasts surgically removed to reduce her risk of breast cancer has raised lots of questions about how to best prevent the disease in the women at highest risk of it.

Summer sun increases the risk of age-related macular degeneration, the leading cause of blindness in adults. A number of steps can help prevent that disease, as well as your risk of developing cataracts, diabetic retinopathy, and glaucoma.