The high winds whipping across parts of the Midwest and Northeast in recent days caused major damage to trees in some areas, including a few at my Connecticut home.

Shortly after lunch yesterday, a loud crack and crash signaled that an irresistible force had bested a hitherto immovable object. It turns out a 35-foot white oak had toppled onto my stone fence (shown), which so far this year has been struck by lightning and undermined by moles. Using a neighbor's bow saw and my chain saw, I was able to cut the tree into movable sections and get it off the road.

While fall is a better time to plant rather than prune trees, the high winds also pointed out the need to trim any diseased or overhanging tree branches. The fallen oak missed my power lines, so I didn't have to use a backup generator to provide electricity to my home.

I'm checking my homeowners insurance policy to make sure my coverage is adequate, important given that some companies are limiting coverage and raising premiums.—Gian Trotta | e-mail | Twitter | Forums | Facebook

Essential information: Learn how to safely use a chain saw (video) and ladder. Our Fall Cleanup Guide has more advice on projects to do around the home, and our Storm & Emergency Guide will help you prepare for weather-related events at any time of year. Ratings of chain saws and backup generators are available to subscribers.